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Real Estate

Bank of Dixon County has a number of real estate loan products to choose from. Depending on your situation, we can suggest the best product for your needs and future plans. We help ensure you make an informed decision. Contact Bank of Dixon County to see which products you qualify for.

    • Residential real estate purchase
    • Refinancing current home
    • Construction loan
    • Land purchase
    • Home equity loan
    • Commercial real estate purchase
    • Farm real estate
The first step in buying or building a home with a mortgage through BDC is filling out an application. Call our Ponca branch to discuss the home-buying or mortgage process and to get an application. 
We offer real estate loans in-house at Bank of Dixon County. That means we help you through the entire process of financing your home purchase, as well as keep the loan here after closing. Payments are made directly to the Bank of Dixon County. In-house real estate loans have a variable rate. 
Secondary market real estate loans are a great way to lock in a long-term fixed rate on your home loan. We help you through the application process until closing. The loan is then sold to a secondary market lender who manages the loan upon closing.
Applicants may be eligible for a grant if they meet qualifications as a low- or moderate-income first-time homebuyer. These grants can be used for down payment, closing cost, or repair assistance. Contact the bank for more information on this program. Funds may not be available year-round.
Borrow against the equity you have in your home with a home equity loan. The equity in your home serves as collateral for the loan. Contact a loan officer to see if you qualify.
If you are looking to build a new home, Bank of Dixon County has countless resources and tools to help make that a reality. From budgeting and planning to choosing finishing details, we are prepared to help you throughout the process. Contact a loan officer to get the process started today.